Whole Life Products

Americo

Eagle Premier (Whole Life)

-Ages 50-85 applicable
-Face Amount: $2,000 - $30,000
-Level premium, level benefits
-Accelerated Benefit Included- chronic & terminal illness
-E-App ONLY
-Accidental Death Benefit Included (no additional cost) - double indemnity & triple indemnity (for death in a common carrier)

Example : $10,000 face amount, $30,000 death benefit
-Common carrier - triple indemnity - death occurs while a fare paying passenger (plane, bus, taxi, uber)

Example : $10,000 face amount, $20,000 death benefit
-Accidental death- double indemnity- death occurs in car accident or other accident type

Mutual Of Omaha

Living Promise Level-
Whole Life- Immediate Coverage

-Ages 45-85 applicable
-Face Amount: $2,000 - $40,000
-Level Premium, Level Benefits
-Accidental - double indemnity (optional, additional cost)

Living Promise Graded-
Whole Life - 2 Year Waiting

-Ages 45-80 applicable
-Face Amount: $2,000 - $20,000
-2 Year waiting period for full death benefit
-If death occurs within first 2 years a refund of all premium paid into policy + 10% interest

American Amicable

Senior Choice Whole Life Immediate Benefit

-50-80 Years of Age Applicable
-Face Amount: $2,500 - $35,000
-Level Premium, Level Benefits
-Day one coverage

Graded Benefit

-50-80 Years of Age Applicable
-Face Amount: $2,500 - $20,000
-Level Premium
-If death in first year - 30% of face amount payable
-If death in second year - 70% of face amount payable -If Death occurs after 3rd year - full amount payable

ROP Plan (Return Of Premium)

-Applicable if below 65 years of age
-Face Amount: $2,500 - $20,000
-Level Premium
-3 year waiting period 
          -If death occurs in first 3 years full refund of premium + 10% on premium / After 3 years - full benefit payable

Over 65 Years of Age:
-2 year waiting period
          -if death occurs in first 2 years - full refund of premium + 10% on premium
-After 2 years - full benefit payable

Prosperity Life

Prosperity- New Vista Immediate Plan

-50-80 Years of Age Applicable
-Face Amount: $1,500-$35,000
-Level Premium, Level Benefits

Graded Plan

-50-80 Years of Age Applicable
-Face Amount: $1,500-$35,000
-Level Premium
-If death occurs in the first year : 30% of the face amount will be paid out
-If death occurs in second year : 70% of the face amount will be paid out
-After the third year : 100% will be paid out

Modified

-50-85 Years of Age Applicable
-Face Amount: $1,500-$35,000
-Level Premium
-If death occurs in first year : 110% of the premium will be refunded
-If death occurs in second year : 231% of the premium will be refunded
-After the 2nd year : The full face amount will be paid out

AIG

Guaranteed Issued Whole Life

-50-85 Years of Age Applicable
-Face Amount: $5,000 - $25,000
-Level Premium 2 year waiting period
          - if death occurs in first 2 yrs full refund of premium + 10% interest
After 2 years - full benefit payable